The Q3 cannot be used as the official NFIP map for site design or flood risk determinations. FEMA has also produced Q3 Flood Data, which includes certain features of the FIRM, and may be used for insurance purposes and planning activities. The FEMA Floodplain Management Data Hub serves as a 'one-stop shop' curating floodplain management-specific data and applications for use by all to help make communities across the United States safer from flooding. State of North Carolina DOT, Esri, HERE, Garmin, NGA, USGS, NPS. FEMA Flood Zone Base Flood Elevation Inland. More recent flood map products include digital FIRMs, which are created using digital methods and can be incorporated into a community's Geographic Information System (GIS). FEMA Flood Zone Base Flood Elevation Beach. The FHBM is an older version of a flood map and is based on approximate data. The FBFM is no longer produced current FIRMs include all of this information. The FBFM is a version of a flood map that shows only the floodway and flood boundaries. At a minimum, flood maps show flood risk zones and their boundaries, and may also show floodways and Base Flood Elevations (BFEs). The FIRM is the most common type of map and most communities have this type of map. Local governments pass and enforce regulations for designated SFHAs.Ĭontact local floodplain administrators for more information on specific local requirements.įor mitigation information visit /Louisiana-Disaster-Mitigation.A Flood Insurance Rate Map (FIRM), Flood Boundary and Floodway Map (FBFM), and Flood Hazard Boundary Map (FHBM) are all flood maps produced by FEMA. Find an agent in your area by calling 80 to reach the NFIP call center.You can only purchase flood insurance through an insurance agent you cannot buy it directly from the NFIP. To find out if your community participates in NFIP call 80.1-877-FEMA-MAP (1-87) or visit the FEMA Flood Map Service Center website at. More than 315 Louisiana communities participate in NFIP. Area of Undetermined Flood Hazard Zone D Channel, Culvert, or Storm Sewer Levee, Dike.In order to qualify for flood insurance, the home or business must be in a community that has joined the NFIP and agreed to enforce sound floodplain management standards. Costs vary depending on how much insurance is purchased, what it covers and the property's flood risk.Be sure that the Product dropdown says Flood Maps. Once at the FEMA Map Service Center, enter your address in the box on the left hand side of the page. NFIP is administered by FEMA, which works closely with more than 80 private insurance companies to offer flood insurance to homeowners, renters, and business owners.įlood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. (Legend included at bottom of post.) Polk County Polk County’s website directs you to the FEMA Map Service Center. Flood insurance rates reflect the uncertainty of the flood risk.These areas are shown on flood maps or areas beginning with the letter 'D.Some flood maps also include areas where there are possible but undetermined flood hazards or unstudied areas. These areas submit more than 20 percent of National Flood Insurance Program claims and receive one-third of federal disaster assistance for flooding.įlood insurance isn't federally required in moderate- to- low-risk areas, but it is recommended for all property owners and renters.Moderate- to low-risk areas are shown on flood maps as zones beginning with the letters 'B', 'C' or 'X' ( or a shaded X).The risk of flooding is reduced, but not completely removed.Non-Special Flood Hazard Areas are moderate-to-low risk areas. There is at least a 1 in 4 chance of flooding during a 30-year mortgage in high-risk areas.Īll home and business owners in high-risk areas with mortgages from federally regulated or insured lenders are required to buy flood insurance.
They are shown on the flood maps as zones beginning with the letters 'A' or 'V.'.Special Flood Hazard Areas are high-risk areas.
FEMA FLOOD ZONE MAP LEGEND FREE
FEMA uses FIRMs to help determine what you should pay for flood insurance.Flood maps, known officially as Flood Insurance Rate Maps, show areas of high- and moderate- to low-flood risk.Ĭommunities use the maps to set minimum building requirements for coastal areas and floodplains lenders use them to determine flood insurance requirements.
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